How to build a house for PLN 100,000?

The decision to build a house always arouses a lot of emotions. One of the most important issues to start with is setting our budget. The choice of the design of our future house depends on this. Whether we decide to build using the traditional method or choose more modern methods and focus on ecology by choosing passive houses, allowing for significant energy savings, will have consequences in how much we spend on achieving the goal. The current solutions that are available on the market are significantly different from those we remember from a few years ago. Depending on the technology, we can save not only the construction time, but also money. The design allows us to adjust the future house to our own needs and is the first step in planning the budget. In this article, we show you how to build a house for 100 thousand!

The current situation related to the coronavirus pandemic has significantly accelerated our plans to build a house. More and more of us are currently working remotely in our apartments and more and more often we are starting to think, how about a home? Current rental trends also show a much higher interest in renting houses than in previous years, thanks to which we are also starting to consider houses in investment categories. The price in such situations matters, especially if we do not want additional external financing, e.g. in the form of a mortgage loan proposed by the bank.

Table of contents

• What does the cost of building a house depend on?
• How and is it possible to build a house for 100 thousand?

What does the cost of building a house depend on?

Below are the most important stages of building a house, thanks to which it will be easier for us to estimate the costs of such construction:

• Choosing a project – the most important question: what kind of house do you need? Whether it is to be a large, two-storey house or maybe a small house where we will only spend our holidays.
• determining your financial capabilities – how much cash you have, whether you want to take out a bank loan, or maybe you will decide to do most things with your own hands. Being aware of the key stages of construction will make it easier for us to estimate potential costs. We can easily find sample information on the costs of the shell state or turnkey houses.
• Choosing a construction system – the basic question is whether you want to do it yourself in the economic system or whether you will commission the work to a professional company. By doing some of the work yourself, you can certainly save money, provided that you have time to take care of it and know how to do it. Independent implementation will not be possible if you choose modern solutions, for example in the form of a passive house. Such a house, despite the initial higher financial outlays, will allow you to save money in the future, because it consumes 8 times less energy than a traditional house.

How and is it possible to build a house for 100 thousand?

Certainly, having our own plot of land, which we will not have to buy, will bring us closer to this plan. The size of such a house will also be important. Taking into account the increasing prices of building materials, it will be difficult for us to fit into this budget if we choose a large house design. More realistic projects will oscillate around 50 m2. An interesting solution will also be houses without a building permit, whose built-up area cannot exceed 35 m2. Prefabricated houses, also referred to as ready-made, can also be a solution, which significantly shorten the time of project implementation. There are also more and more offers of ready-made modular houses, delivered in a container for self-assembly. The construction of such a house takes up to several weeks, and the time needed for assembly is only a few days. The use of prefabricated elements in construction is possible thanks to the use of the latest technologies. The declared cost of such houses is estimated to be lower than in the case of traditional construction.